A retail chain carrying national brands agrees to install Ganart me's as a tool to reach unbanked customers with services. Banking services means cash in hand with a better chance to spend it in store.

As part of the ease to use the machine, a free card that stores a customer’s transaction flow, is issued to streamline the transaction process after they log in. Afterwards, they dip the card in and they can bring their transaction/bill pay/service list up without pecking around wasting time. There is an identifying number in the card that is theirs. While the person's name is kept private, their transactional habits, language of preference etc. can be known.

At pre-set points new services can be offered. These can be from the secure side (banking) based on favorable habits. The offers can also be based on the soft data, from the retail side.

And, let me redefine the retail coupon experience.

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